The following terms and conditions (“Terms”) govern all use of the www.thefinancedean.comsite and all content and services on the website (“Site” or “Website”). The Website is owned and operated by The Finance Dean (“The Finance Dean”, “we”, “us” and “our”) from United Arab Emirates (U.A.E.). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, The Finance Dean Privacy Policy and Cookie Policy) and procedures that may be published from time to time on this Site by The Finance Dean (collectively, the “Agreement”).

Please read this Terms and Conditions Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by The Finance Dean, acceptance is expressly limited to these terms.

Your use of the Site will be subject to these terms and conditions and by using the Site you agree to be bound by them. We reserve the right to change these terms and conditions from time to time.


The Finance Dean is a financial website operating from the U.A.E. that is mainly focusing on investment options, personal finance and other relevant topics.

These terms govern your access and use of the Website provided by The Finance Dean and any all of its affiliates, brands and entities that it controls.


For any content posted on the website, including but not limited to financial and investment advice, or any other information The Finance Dean provides, the user has sole responsibility for any decisions they may make following such information. The Finance Dean accepts no liability for the user’s actions and offers no guarantees for a result.  You also understand that The Finance Dean does not provide any professional financial, legal, medical or psychological services. The Finance Dean has no liability for any loss incurred by any user, whether financial or otherwise, following commencement of courses/use of products and services or based on any advice or documentation given by The Finance Dean either in the The Finance Dean site, at an event or for any perceived failure by the user, whether justified or otherwise, to achieve a material improvement in the quality of life or to achieve their desired outcomes or goals


Unless otherwise stated, The Finance Dean and/or its licensors own the intellectual property rights published on the Website and materials used on the Website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages, files or other content from the Website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • republish material from the Website in neither print nor digital media or documents (including republication on another website);
  • sell, rent or sub-license material from the Website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on the Website for a commercial purpose;
  • edit or otherwise modify any material on the Website;
  • redistribute material from the Website – except for content specifically and expressly made available for redistribution.



You must not use the Website in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities on or in relation to the Website without The Finance Dean’s express written consent.

This includes:

  • scraping
  • data mining
  • data extraction
  • data harvesting
  • ‘framing’ (iframes)
  • Article ‘Spinning’

You must not use the Website or any part of it to transmit or send unsolicited commercial communications. You must not use the Website for any purposes related to marketing without the express written consent of The Finance Dean.


Access to certain areas of the Website is restricted. The Finance Dean reserves the right to restrict access to certain areas of the Website, or at our discretion, this entire website. The Finance Dean may change or modify this policy without notice.

If The Finance Dean provides you with a user ID and password to enable you to access restricted areas of the Website or other content or services, you must ensure that the user ID and password are kept confidential. You alone are responsible for your password and user ID security. The Finance Dean may disable your user ID and password at The Finance Dean’s sole discretion without notice or explanation.


This Affiliate Disclosure has been posted on the Site or has otherwise been linked to in a post or article for the purpose of disclosing The Finance Dean relationships with certain affiliates, advertisers, sponsors, and other parties that appear on the Site. Sometimes, The Finance Dean promotes affiliate links and thus receives monetary and other forms compensation from affiliates for various advertising, sponsorships, insertion orders and promotional campaigns that are featured on the Site. In other words, sometimes there is a paid connection between products or service mentioned, reviewed or recommended on this Site and the affiliate (i.e., the owner of that third party product or service). If you ultimately decide to purchase a product or service mentioned on the Site, The Finance Dean may receive additional compensation from that purchase from the affiliate.

When using your website, you accept and agree  that The Finance Dean does not hold any liability for any product or service offered by its affiliate in any way and the user discharges The Finance Dean.


In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to the Website, for whatever purpose. You accept that:

  • You grant to The Finance Dean a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to The Finance Dean the right to sub-license these rights, and the right to bring an action for infringement of these rights.
  • Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or The Finance Dean or a third party (in each case under any applicable law).
  • You must not submit any user content to the Website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
  • The Finance Dean reserves the right to edit or remove any material submitted to the Website, or stored on the servers of the Website, or hosted or published upon the Website
  • The Finance Dean’s rights under these terms and conditions in relation to user content, The Finance Dean does not undertake to monitor the submission of such content to, or the publication of such content on the Website.

All intellectual property rights in any content of the Site (including text, graphics, software, photographs and other images, videos, sound, trademarks and logos), are owned by The Finance Dean whereas any third party content or images are owned by the licensors or their respective trademark owners. Except as expressly set out here, nothing in these terms gives you any rights in respect of any intellectual property owned by us or our licensors and you acknowledge that you do not acquire any ownership rights by downloading content from the Site. In the event you print off, copy or store pages from the Site (only as permitted by these terms and conditions), you must ensure that any copyright, trade mark or other intellectual property right notices contained in the original content are reproduced.

Except where expressly stated to the contrary, all persons apart from the The Finance Dean (including their names and images), third party trademarks and images of third party products (including online shops), services and/or locations featured on the Website are in no way associated, linked or affiliated with us. Any trademarks/names featured on the Website are owned by the respective trademark owners.

You agree not to copy, distribute, display, disseminate, or otherwise reproduce any of the information on our website, or our website itself, including text, graphics, illustrations, logos, button icons, images, audio, video and music, and the selection and layout of such content, without our prior written permission.


Our site typically includes images as part of our posts and the images which we are authorized to use includes the following:

  • Images that are licensed from vendors
  • Images that are supplied or released into the public domain by public relations and marketing companies for press or other purposes
  • Images that are supplied with the implied representation that the person submitting the image owns the copyright in the image and the right to give it to us for use on our site
  • Images that are published on photo hosting sites or other public photos sites with licenses granted under Creative Commons, with attribution in accordance with the CC license granted in each case

Images that we believe to be covered by the Fair Use Doctrine, such as:

  • Thumbnail images, cropped or reduced in size from the original source
  • Images that are used to illustrate a third party product
  • Images used in a transformative manner
  • Images that are widely distributed and allowed to be used

If The Finance Dean receives any notice that an image is posted inappropriately, such as not keeping in line with the terms listed above, we reserve the right to remove that image.

If you think we have published an image or text that violates your copyright, we will address your concerns; however, if the image falls into one of the listed categories above and we believe that our use of the image is legitimate, we will not remove it from the site.


We may change the format and content of the Site from time to time. You agree that your use of the Site is on an ‘as is’ and ‘as available’ basis and at your sole risk.

Whilst we try to make sure that all information contained on the Site (other than any user-generated content) is correct, it is not intended to amount to authority or advice on which reliance should be placed. You should check with us or the relevant information source and carry out your own diligent enquiries before acting on any such information.

We make or give no representation or warranty as to the accuracy, completeness, currency, correctness, reliability, integrity, quality, fitness for purpose or originality of any content of the Site and, to the fullest extent permitted by law, all implied warranties, conditions or other terms of any kind are hereby excluded. To the fullest extent permitted by law, we accept no liability for any loss or damage of any kind incurred as a result of you or anyone else using the Site or relying on any of its content.

We cannot and do not guarantee that any content of the Site will be free from viruses and/or other code that may have contaminating or destructive elements. It is your responsibility to implement appropriate IT security safeguards (including anti-virus and other security checks) to satisfy your particular requirements as to the safety and reliability of content.


The Site may, from time to time, include affiliate links to external sites (“Affiliate”). We have included links to these sites to provide you with the opportunity to view, and if you so decide, order products and/or services displayed on the Site.

We are not responsible for the content of links to external sites. In particular we cannot and do not guarantee that any content of external sites will be free from viruses and/or other code that may have contaminating or destructive elements or that they will be continuously available.

The fact that we include links to such external sites does not imply any endorsement of or association with their operators.


The Website is provided “as is” without any representations or warranties, express or implied. The Finance Dean makes no representations or warranties in relation to the Website or the information and materials provided on the Website.

Without prejudice to the generality of the foregoing paragraph, The Finance Dean does not warrant that:

  • the Website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.
  • Nothing on the Website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

The Finance Dean will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if The Finance Dean has been expressly advised of the potential loss.


By using the Website, you agree that the exclusions and limitations of liability set out in the above disclaimer are reasonable.

If you do not think they are reasonable, you must not use the Website.


You accept that, as a limited liability entity, The Finance Dean has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against The Finance Dean’s officers or employees in respect of any losses you suffer in connection with the Website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this above disclaimer will protect The Finance Dean’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as The Finance Dean.


You hereby indemnify The Finance Dean and undertake to keep The Finance Dean indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by The Finance Dean to a third party in settlement of a claim or dispute on the advice of The Finance Dean’s legal advisers) incurred or suffered by The Finance Dean arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.


Without prejudice to The Finance Dean’s other rights under these terms and conditions, if you breach these terms and conditions in any way, The Finance Dean may take such action as The Finance Dean deems appropriate to deal with the breach, including suspending your access to the Website, prohibiting you from accessing the Website, blocking computers using your IP address from accessing the Website, contacting your internet service provider to request that they block your access to the Website and/or bringing court proceedings against you.


The Finance Dean may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of the Website from the date of the publication of the revised terms and conditions on the Website. Please check this page regularly to ensure you are familiar with the current version.


The Finance Dean may transfer, sub-contract or otherwise deal with The Finance Dean’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.


These terms and conditions, together with The Finance Dean’s Privacy Policy constitute the entire agreement between you and The Finance Dean, in relation to your use of the Website, and supersede all previous agreements in respect of your use of the Website.


These terms and conditions will be governed by and construed in accordance with the laws of the United Arab Emirates, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts therein.


You can contact The Finance Dean on info@thefinancedean.com if you have any questions or concerns pertaining to the use of this Site.

Subscribe to stay informed

Subscribe to our newsletter and receive the latest
personal finance topics